PCI DSS is the compliance that is dedicated to ensuring that cardholder information is stored appropriately and securely, among the requirements include protecting cardholder data, maintaining a secure network, and testing your network for vulnerabilities. But also, organizations struggle to keep the compliance level because of the effort necessary to monitor and adapt the dynamic environment.
One of the most important requirements of PCI DSS compliance is that it requires organizations to implement review logs and audit trails to monitor web assets and minimize the risks of a data breach, you will need to achieve compliance as well as maintain it, every minute of every day to protect your business, your agents and your customers from the risk of fraud of the impact of a data breach, by the same token, larger organizations have more requirements, and generally the impact is minimal because more resources are available for compliance.
Merchants are required to maintain current standards of compliance to protect your cardholder data and avoid penalties in the event of a security breach, like hipaa, pci compliance requires a secure environment and stringent access to the data stored within it. In the meantime, complying with pci dss means that your systems are secure and customers can trust you with payments.
Compliance is measured by the merchant or service provider completing an audit of cardholder data environment against the standard, the pci dss standard is an industry regulation requiring organizations that handle cardholder data to meet a minimum set of security standards to minimize the risk of cardholder data theft or loss, furthermore, outsourcing your pci dss compliance requirements provides peace of mind and ensures internal staff can concentrate on your core operations.
All organizations that store, process or transmit cardholder information are required to implement the policies, processes and enabling technologies necessary to achieve and sustain compliance with PCI DSS, consequently.
Although compliance with PCI DSS is costly and time-consuming, requiring annual validation, non-compliance will lead to greater costs in the long run, distributed between six broader goals, all are necessary for your enterprise to become compliant.
Thought it may seem taxing at first, and it is the best way to achieve PCI DSS compliance, depending on the merchant level, undertaking and passing a vulnerability scan may be required quarterly to maintain PCI DSS compliance. As a result, pci dss compliance requires proof all your workstations and servers, however many hundreds or thousands you might have, are up to date and patched appropriately.
To be in compliance with current PCI DSS requirements, businesses must implement controls that are focused on attaining six functional high-level goals, service providers who can affect the security of cardholder data are also responsible for compliance with applicable requirements, equally, in order to ensure compliance with the various PCIDSS requirements, it is essential that the right individuals be involved in the process.
Want to check how your PCI DSS Processes are performing? You don’t know what you don’t know. Find out with our PCI DSS Self Assessment Toolkit: